September 2018 Management Committee meeting
3rd Sep 2018 7:00pm-8:00pm
The speaker for this month was David Cousland from Fair Finance Agency who gave a presentation on the Ecology Building Society, a mutual based in Yorkshire that specialises in supporting properties and projects that promote sustainable communities and lifestyles. It works with Social Landlords, not only to fund new developments but also to provide shared ownership mortgages and lend to other tenures and restrictive resale covenants that other lenders may struggle with. It is an innovator, encouraging energy efficiency by offering a lesser rate of interest the more energy efficient the property being built or renovated.
David supports the Ecology Building Society in Scotland by raising its profile and seeking out mainly community led (housing) projects. He has worked in sustainable banking for 20 years in England and Scotland specialising in lending to communities and values-driven businesses, supporting people in realising the vision they have for their projects.